Global Self-Custody Platform AI-Guided Financial Operating System

One self custody wallet for
payments, cards, swaps, and markets.

Guided by AI, built for the way money moves now. Connect any wallet across every chain, spend with virtual cards, send cross-border payments in seconds, and grow your wealth with built-in security.

Connect Wallet & Launch Explore 5 Pillars

Chains Unified

5.2%

USDC Earn Vault

0.00%

Custodial Risk

Connect Wallet & Sign In

SIWE Auth

Or enter address manually

Wallet Address

Global Financial Rails & Security Standards

VISA DEBIT

MASTERCARD

ETHEREUM

BASE

SOLANA

Core Features

Built for the Way Money Moves Now

One self custody account orchestrating global payments, instant swaps, high-yield markets, and AI-guided protection.

Wallet

One wallet. Every chain.

Connect your non-custodial wallet once. Seamlessly navigate Ethereum, Base, Arbitrum, Polygon, and Solana with zero fragmentation.

Multichain • Crosschain • Swap

Payments

Move money anywhere. In seconds.

Instant global peer-to-peer transfers, cross-border multi-currency FX (USD, EUR, GBP, NGN), and virtual Visa cards ready for Apple Pay.

Pay • FX • Card

Markets

Grow your money. On your terms.

Access high-yield Earn vaults with daily compounding (up to 6.8% APY), real-time pricing feeds, and institutional-grade liquidity.

Earn • Markets

AI Copilot

Intelligence that protects your every move.

Meet Nia: Your 24/7 financial copilot. Nia dynamically optimizes network fees, balances your portfolio, and assists your payments.

Nia manages fees, portfolio, payments & security

Security

Protection built in. Not bolted on.

Zero-loss transaction simulation before signing. Automatic phishing address blocking, malicious approval revocation, and real-time smart contract safety checks.

Transaction checks, scam blocking & pre-flight simulation

REST API V1.0

Programmatic Off-Ramp API & Webhooks

Integrate crypto-to-fiat spending directly into your app. Fetch real-time exchange rates, create quotes, and process automated payouts programmatically.

GET /api/v1/conversion/rate/{asset}/{currency}

POST /api/v1/conversion/quote

POST /api/v1/webhooks/payouts/monnify

bash — curl request 200 OK

curl -X POST https://coinswipe.io/api/v1/conversion/quote \
  -H "X-Idempotency-Key: quote_8f912a" \
  -d '{
    "from_asset": "SOL",
    "to_currency": "USD",
    "amount": "10.0"
  }'

// Response
{
  "quote_id": "Q-8F912A",
  "rate": "145.20",
  "gross_payout": "1452.00",
  "expires_at": "2026-09-07T17:00:00Z"
}

Frequently Asked Questions

Everything you need to know about CoinSwipe non-custodial spending.

When you issue a virtual card, your crypto balance is converted to USD at live market rates and loaded onto a Visa/Mastercard debit card. You can use it immediately online for subscriptions, shopping, or add it to Apple Pay.

Yes! CoinSwipe uses Sign-In With Ethereum & Solana (SIWE). Your funds stay in your private wallet until you initiate a card load or payment link conversion.

Bank payouts via Payment Links are processed instantly through Monnify and Paystack payout rails (NIP protocol), typically landing in the recipient's bank account within 1 to 5 seconds.

Ready to Spend Your Crypto Instantly?

Connect your wallet now or sign in to test pre-funded virtual cards, instant payment links, and portfolio management.

⚡ Launch App & Connect Wallet

One self custody wallet for payments, cards, swaps, and markets.